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Nové formy regulace bankovního trhu ve Spojených státech amerických a v Evropské unii
Brychtová, Tereza
The aim of the bachelor thesis is the comparison of regulation in banking sector in the United States of America and the European Union. In two consecutive chapters is discussed in detail the regulation in the European Union, where new institution of banking union was established, and subsequently in the United States of America. In conclusion of the thesis are compared the forms of banking regulation in these formations.
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Ideal Crisis Management Mechanism for Credit Institutions and Investment Firms in the European Union
Kropjok, Vít ; Kohajda, Michael (referee)
Ideal Crisis Management Mechanism for Credit Institutions and Investment Firms in the European Union Abstract: The 2007-8 financial crisis brought about the most severe economic contraction since the Great Depression. Regulators on both sides of the Atlantic were taken aback and soon realized that they had no tools to deal with distressed banks and other financial services firms, failure of which could undermine financial stability not only within individual states, but also on a global scale. As a result, central banks of in particular the United States and the Eurozone became the most important actors in the fight against the unfolding crisis and de facto the only "governmental agencies" capable of swift and decisive measures. Their timely and vigorous reaction most likely warded off the collapse of the global financial system, though it was not without controversies. These controversies are analyzed in this dissertation in order to find out what role should central bank have during financial crisis. Governments followed central banks with massive bank bailouts. In many countries, governments went beyond liquidity provision and nationalized their banks, which threatened their own solvency. Although the global financial system has been largely restored in the last decade, it has been achieved at huge...
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Supervision in the banking industry
Košař, Martin ; Vondráčková, Pavlína (advisor) ; Vybíral, Roman (referee)
The aim of the thesis on Supervision in banking industry is to define the nature of banking regulation and banking supervision, including the rationale for their existence and the analysis of their goals. Another task of this work is to explain the ways of functioning of the basic components of banking regulation and supervision encountered in countries with market economies. The work also highlights the different perspectives, as well as some shortcomings of selected issues and outlines possible solutions. Finally, the aim of the thesis is to critically evaluate selected arguments for and against implementation of the European concept of the Single Supervisory Mechanism, including the assessment of the appropriateness of the Banking Union as a whole. The work is divided into three main parts. The first part is theoretical in nature and focuses on fundamental bases of banking regulation and supervision, with emphasis on their nature, reasons, objectives and possibilities of institutional arrangements. The chapter is supplemented with a discussion of selected regulatory and supervisory authorities which operate internationally. The second part deal with the basic components of the system of bank regulation and supervision which are entry into banking sector, basic rules of banking activities,...
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The European Central Bank's position in the European law. Supervisory competences of the European Central Bank within the system of Banking union.
Marečková, Markéta ; Tomášek, Michal (advisor) ; Vondráčková, Aneta (referee)
Supervisory competences of the European Central Bank within the system of Banking union Abstract The thesis theme "Supervisory competences of the European Central Bank" aims the goal of the thesis towards the exact explanation of the ECB's supervisory powers and to definition of the circumstances and the scope of the ECB's competences within the Framework of the Single supervisory mechanism . The thesis also sets a hypothesis to be confirmed that the performance of the supervisory powers has changed and strengthened the position of the ECB among the other EU institutions. The thesis is mapping all the elements of the setting of rules of the Single Supervisory mechanisms and the beginning of the Banking union in practice and follows the progress of the transformation of the supervisory powers up to nowadays view. The whole process is determined also by the CJEU who is co-creating the image of the functioning of the first pillar of the banking union. The thesis is split into several chapters that have a logical sequence. First of them is dedicated to the definition of the core legislature of the banking union and of monitoring the circumstances that has led to the foundation of the banking union. The second one is describing the inner structure of the banking union and also the legal basis of the banking...
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Evaluation of the Impact of Banking Regulation on the Stability of Banking Sector in CEE EU Members
Wang, Mengyao ; Jeřábek, Petr (advisor) ; Ji, Yuemei (referee) ; Svoboda, Karel (referee)
The thesis studies the impact of European banking regulatory reforms on the stability of Central and Eastern European countries after the financial crisis with the annual data from Hungary, Poland, Slovakia, and Slovenia from 2009 to 2019. The thesis reaches several conclusions. Firstly, increasing minimum Tier 1 capital adequacy ratio through CRR/CRD IV did not significantly promote the bank stability in sample countries. However, total capital adequacy ratio is found to have positive and significant association with overall insolvency risk. Secondly, relaxing restrictions would have negative impact on bank stability measured by bank z-score. Thirdly, countries that are more open on the regulation may have more stable banks, while tighter entry restrictions boost bank fragility. Fourthly, when only taking deposit insurance variables as explanatory variables, increasing the level of deposit insurance coverage may dampen the bank stability. However, when controlling other regulation and supervision indexes, the results do not show any significant effect of deposit insurance scheme on bank z-score. Lastly, the supervisory variables are not significantly associated with bank stability in sample countries.
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Ideal Crisis Management Mechanism for Credit Institutions and Investment Firms in the European Union
Kropjok, Vít ; Kohajda, Michael (advisor) ; Vybíral, Roman (referee) ; Radvan, Michal (referee)
Ideal Crisis Management Mechanism for Credit Institutions and Investment Firms in the European Union Abstract: The 2007-8 financial crisis brought about the most severe economic contraction since the Great Depression. Regulators on both sides of the Atlantic were taken aback and soon realized that they had no tools to deal with distressed banks and other financial services firms, failure of which could undermine financial stability not only within individual states, but also on a global scale. As a result, central banks of in particular the United States and the Eurozone became the most important actors in the fight against the unfolding crisis and de facto the only "governmental agencies" capable of swift and decisive measures. Their timely and vigorous reaction most likely warded off the collapse of the global financial system, though it was not without controversies. These controversies are analyzed in this dissertation in order to find out what role should central bank have during financial crisis. Governments followed central banks with massive bank bailouts. In many countries, governments went beyond liquidity provision and nationalized their banks, which threatened their own solvency. Although the global financial system has been largely restored in the last decade, it has been achieved at huge...
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Riešenie problému finančnej stability bánk v rámci EU
Mitošinka, Michal
In my master thesis, I am analyzing resolution processes in selected banks of the European Union (EU) in the concept of a banking union. Theoretical part of my thesis describes reasons for changes in the regulation of the financial sector. Then, I am also dealing with banking union and its individual stages, the need for a common fiscal support as entering reasons into banking union and stepwise involvement of burden sharing with its impact to the resolution funding in the banking union. I describe a single resolution mechanism, methods of its implementation, management and operations in different countries of the European Union. In practical part is by process analysis of selected insolvent banks identified level of compliance of resolution rules and by using comparative methods are identified differences in recovery processes of selected institutions. By synthesis are assessed effects of single resolution mechanism in the EU.
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Vládna pomoc na stabilizáciu bankového sektoru: prípadová štúdia USA a Írsko.
Bohňová, Eva
The aim of the diploma thesis is to evaluate the system of state interventions in the banking sector in Ireland and the USA during the financial crisis. Individual countries have received rescue measures, including deposit guarantees, recapitalization or asset relief measures. In the EU and the US, the measures were implemented in a different form. In the case of USA, a rescue mechanism was provided at the federal level. In the EU, state aid was provided at country level and each country was responsible for its banking system. In the thesis, both rescue systems will be subjected to a comparative analysis. In the second part of thesis will be introduced a created banking union at European level. Then, identical and distinct features of the creating European system with the existing US system will be identified.
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Dopady zavedení bankovních regulací na bankovní trh v České republice
Havlíčková, Aneta
The diploma thesis evaluates the impact of the regulatory measures implementa-tion in the banking sector which were adopted at European Union level on the Czech banking market. Attention is paid to the introduction of risk-weighted con-tributions to funds within the Czech Guarantee System, the Deposit Insurance Fund a Resolution Fund. The diploma thesis answers the research question whether the implemented regulatory measures have a uniform impact on the in-stitutions operating in the banking market.
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Dopady vstupu do bankovní unie pro nečlenské země eurozóny: případová studie ČR
Videman, Tomáš
Videman, T. The Impact of Entry into the Banking Union for Non-Eurozone Coun-tries: the Czech Republic's Case Study. Bachelor thesis. Brno: Mendel University in Brno, 2019. The bachelor thesis deals with the impact of entering the banking union for non-euro area countries with a focus on the Czech Republic. In this thesis, a review of literary sources, which are dealing with the impact of the accession of non-member countries to the banking union is carried out. Furthermore, the thesis consists of a quantitative and qualitative analysis of the effects of entering the banking union for the Czech banking sector.
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